Investment disclosures

1. Independent tracking

Investbloom is independent of Dime, Apple, exchanges, brokers and the companies you track. It does not access your broker account, execute orders, safeguard money or personally recommend buying, holding or selling. Educational observations and performance statistics do not assess suitability for you.

2. Values and performance

Prices, exchange rates, news and corporate actions can be delayed, stale, incomplete or incorrect. Values are estimates, not executable prices or broker balances. Check timestamps, market hours and sources. A last-known figure during refresh belongs to its displayed time.

Portfolio value includes money invested; a rising value is not necessarily an investment gain. Gains depend on recorded trades, fees, available prices and currency conversion. Missing transactions, cash movements, prices or exchange rates can change results. Unrecorded cash and assets elsewhere may not be included.

3. Dividends, goals and forecasts

Dividends can be reduced, cancelled or rescheduled. Eligibility depends on the relevant dates, instrument rules and entitled shares. Published distributions multiplied by recorded shares are estimates, not confirmed receipts. Withholding, currency conversion and other taxes can change the amount.

An annual dividend estimate divided by twelve is a monthly average, not a promised payment each month. Record actual receipts separately. Forecasts use assumptions and are not predictions. Goal progress depends on recorded inputs and does not guarantee achievement. Past performance does not assure future results.

4. Fees and taxes

Fee calculations cover supported published schedules and recorded membership and quota information. Free commission can still incur regulatory or exchange fees. Broker statements determine actual charges. Unsupported rules must be resolved before treating an estimate as complete. Fund charges depend on applicable fund documents.

Tax features organize information and explain selected Thai rules. They do not determine every filing obligation, calculate every tax, submit returns or represent you before an authority. Residence, income source, receipt and remittance dates, treaties, exemptions and documents matter. Broker withholding alone does not prove that nothing else must be reported or paid. Other countries may also have requirements.

5. Verify consequential information

Keep trade confirmations, dividend statements and tax documents and compare them with your entries. Confirm consequential prices, payouts and deadlines with the broker, issuer, exchange or tax authority. Seek qualified advice where decisions depend on personal circumstances. Report suspected calculation or data errors to support.