Terms of use

1. Our identity and your eligibility

These terms govern Investbloom, provided by Atthachai Tonkhao, trading as CodeByChai. Contact: support@investbloom.app; 30 Ban Rawipha Village, Soi 39/1, Bang Chak, Udomsuk, Bangkok 10260, Thailand. You must have legal capacity to enter this agreement or the required authorization. Use the service only for accounts and records you are entitled to manage.

2. The service

Investbloom is a portfolio record-keeping, calculation and planning tool. You record transactions completed elsewhere. It does not execute trades, hold assets or money, act as your broker, manage investments or submit tax returns. Features and supported markets vary by version and coverage.

The preview may contain defects or interruptions. Public cloud market feeds and paid checkout are not enabled. Website example charts are illustrative, not actual performance. Keep independent statements and backups and verify important results.

3. Your account and records

Keep control of your email, device and verification codes. Do not share access, impersonate anyone or attempt to access another person’s account. Report suspected unauthorized access promptly.

You retain ownership of records you supply. You authorize processing needed to provide the service and for purposes described in the privacy notice. You are responsible for permission to supply records and for correcting inaccurate entries. We do not claim ownership of your portfolio.

Export records before account deletion. Removing the device app does not delete a separate cloud account. Corrected or deleted trades can change calculations; review separately entered income and tax records too.

4. Acceptable use and intellectual property

Do not use the service for fraud, unlawful conduct, falsified records, harassment, malware, unauthorized access, disruption or circumvention of access limits. Do not copy or redistribute licensed market content without permission.

You have a limited, non-exclusive right to use the service for its intended purpose under these terms and applicable law. Software, original designs and branding remain with their rights holders. Third-party names, logos, articles and data belong to their owners. Their appearance identifies instruments or sources and does not imply endorsement.

5. Subscriptions and payments

No paid subscription is offered in this preview. Test prices and simulated purchases are not live offers to charge you. Preview access will not automatically become a paid subscription.

If subscriptions are offered later, the purchase screen will disclose price, currency, billing period, applicable taxes, features, renewal terms and cancellation method before you authorize payment. Applicable purchase terms will be provided then. Creating an account does not authorize a charge. Legal and purchase-platform cancellation and refund rights remain available.

6. Availability and ending access

We may maintain, correct or change the service and its sources. We cannot promise continuous availability, every notification’s delivery or permanent third-party feeds. Where practicable, we will provide reasonable notice of a material withdrawal and a way to export records.

Access may be restricted when reasonably necessary to address a security threat, unlawful activity or material breach. We will explain and offer an opportunity to resolve the issue when lawful and safe. You can stop using the service and request deletion. Contact support if you believe a restriction was mistaken.

7. Risk and responsibility

Investments can lose value. Estimates, scenarios, news and educational explanations are not promised returns or personal financial, legal or tax advice. Read the investment disclosures and verify consequential information with authoritative records and appropriately qualified advisers.

To the extent permitted by law, we do not promise every estimate or third-party item is accurate, complete or suitable for your decision. We are not responsible for independent investment decisions merely because information appears in the app. This does not excuse our own legal obligations or wrongdoing.

Nothing excludes or limits a consumer right or liability that cannot lawfully be excluded or limited, including liability for fraud or other conduct protected by mandatory law. No disclaimer overrides mandatory protections or guarantees immunity from claims.

8. Disputes and changes

Contact support@investbloom.app with the problem and outcome you seek. Do not send verification codes or broker credentials. We will try to resolve disputes fairly. You retain access to regulators and competent courts.

Thai law governs to the extent permitted by applicable law. Mandatory consumer protections and jurisdiction rights where you live are not waived. If a provision is unenforceable, the remainder continues so far as legally possible.

We display the revision date and give appropriate notice of material changes. New payment obligations require your authorization. These terms, the privacy notice and disclosures describe the current service and do not promise future features.